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Should I Buy or Lease?

Finance or Lease

Getting a new vehicle for your Wilsonville commutes is an exciting prospect, but you might be wondering whether it’s best to buy or lease a car. The answer is finding out what works best for you in terms of leasing vs. buying. When you look closer at leasing vs. buying a car, pros and cons exist for both. It’s important to think about what your needs are, what you can afford, and what you want. Let’s take a look at the benefits that come along with financing and leasing, so you know which is right for you when you come and visit us at Mercedes-Benz of Portland near West Linn!

Benefits of Buying

  • No Mileage Restrictions: If you cover a lot of ground in your vehicle, buying a car may be in your best bet. Without the mileage limits you get on a leased vehicle, you’re free to drive as much as you want.
  • Total Ownership: Buying a vehicle means you’re free to do with it as you please. There are no restrictions on how it’s modified, decorated, etc.
  • Customization: Want to make your new vehicle stand out among the crowd? If you purchase your vehicle, you can make the cosmetic and mechanical changes needed to create your dream car.
  • Ability to Sell: Since you’re not locked into a lease agreement, you’re able to sell your vehicle at any time
  • Financing Options: The car financing process is a little more straightforward than leasing, and generally open to those without perfect, or great, credit scores. When buying, you can also refinance your loan to lower your interest rate and monthly payments.
  • Less Cost Over Time: Though buying a new car is more expensive in the initial period, costs decrease over time as you work towards paying off your loan. With total ownership, the vehicle becomes less expensive to own the longer you have it.

Benefits of Leasing

  • Lower Payments: Monthly payments and down payment costs will be much lower when you lease vs. buy.
  • Less Sales Tax: Leasing a vehicle can drastically lower sales tax in many states. In some areas, you only have to pay tax on the amount you put forth in the down payment and for the monthly payments.
  • Trade-Ins: When your lease agreement is over, the process of getting your next leased vehicle is much simpler than trading in a purchased car. Simply head to your local Portland dealership, pay any remaining fees, and drive away in your next vehicle of choice.
  • Great Coverage: Maintenance and repairs are a breeze with leasing, as any issue that pops up under your warranty is covered, as long as you don’t exceed your mileage limit.
  • Options: Leasing allows you to stay in the newest models with the most up-to-date tech. You can update to the latest model at the end of each lease agreement. You’ll also have tons of options to choose from so you can find the right model and features for you.

Explore Leasing and Financing Options at Mercedes-Benz of Portland

Whether you choose to buy or lease a car, remember the decision is a personal one. What works for some might not work for others. If you need help deciding on the best route to take, contact us at Mercedes-Benz of Portland today. An associate in our Portland finance department would be happy to sit down and discuss your situation in detail, as well as go over the current Mercedes-Benz price list.

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1605 SW Naito Parkway • Portland, OR 97201

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Mercedes-Benz of Portland 45.511462, -122.676529.